Health insurance for employers
Why group health insurance is important for your business
Choosing effective, sustainable health insurance coverage for your business helps build a solid foundation for balancing costs and prioritizing care for your employees. With UnitedHealthcare, you'll find a wide range of group health insurance plans for large and small businesses, with a focus on offering a better experience for employers and employees alike.
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- Find wellness information
Coverage options from UnitedHealthcare
Coverage options include a range of group health plans and networks, from open access, high deductible, preferred provider and more.
Dental plan options that includes coverage for preventive care, oral health screenings, orthodontic care and more.
Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses.
Supplemental health insurance options include ancillary or specialty benefits, like life or accident coverage, that can be added to a group benefit plan.
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UnitedHealthcare health insurance plans for employers
|Plan type||What it covers|
|Small business insurance plans||Group health insurance for companies with up to 100 employees|
|Large business insurance plans||Group health insurance plans for companies with 101-2,999 employees|
|National Accounts||Group health insurance plans for companies with 3000+ employees|
|Dental insurance||Dental plan options that include coverage for preventive care, oral health screenings, orthodontic care and more|
|Vision insurance||Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses|
|Self-employed plans||Coverage options are available for those who are self-employed and have no employees|
|Life insurance||Insurance that helps employees prepare financially by paying a cash benefit in the event of a death|
|Disability and leave management||Disability coverage offers benefits in the event an employee is unable to work for a period of time. Leave management can include Family Medical Leave Act (FMLA), state and local leaves, military leave, jury duty, and company leave benefits.|
|Critical illness insurance||Insurance that offers benefits to help cover expenses related to qualifying serious illnesses|
|Accident insurance||Insurance coverage and benefits that help with expenses in the case of an accidental injury|
|Hospital indemnity||Insurance that pays a set (fixed) amount of money for specific medical services, often to help offset the costs not covered by a traditional health insurance plan|
UnitedHealthcare Communication Resources offers employers a variety of valuable tools and information designed to support employees in maintaining their health and maximizing their benefits.
Pharmacy and prescription medication management
Working with UnitedHealthcare and OptumRx for your prescription drug benefits can help you lower costs and improve health outcomes. Prescription Drug Lists (PDLs) are carefully formulated to promote medications with the greatest health care value, regardless of brand or generic status.